Fourtress Financial – Terms & Conditions

Last updated: 11 Feb 2026

1. About Us

Fourtress Financial is a Trading Style of Temple Wealth Management Ltd is an appointed
representative of Sense Network Limited, which is authorised and regulated by the Financial
Conduct Authority.

Registered Office: 2nd Floor Artillery House, Fort Fareham Business Park, Fareham, Hampshire,
PO14 1AH.

For enquiries, please contact:
📧 accounts@fourtressfinancial.co.uk

By using our website and engaging our services, you agree to be bound by these Terms and Conditions (“Terms”).

2. Our Services

We provide advice and services in relation to financial protection, insurance, and related financial products.
We act as an intermediary and will provide recommendations based on your personal and financial circumstances.

All advice and recommendations are given in accordance with current regulations and based on the information you provide to us.

We may also refer you to other regulated entities where appropriate.

3. Your Responsibilities

You agree to:

• Provide accurate and complete information when requested, including personal, financial, and health details where relevant.

• Inform us promptly of any changes in your circumstances that may affect our advice or the suitability of a financial product.

• Read and understand all documentation and product literature provided before making any commitments.

• Ensure that any connected individuals whose data you provide (e.g. dependants or family members) have given consent for their information to be shared with us.

Failure to provide accurate information may result in advice or product recommendations being unsuitable for your needs.

4. Fees and Charges

Any fees, commissions, or charges applicable to our services will be disclosed to you in advance.
You will receive a written explanation of how and when we are remunerated for the services provided.

Where applicable, fees must be paid within the time period specified on your invoice or agreement.

5. Data Protection

We take your privacy seriously.
All personal data is processed in accordance with our Privacy Notice and the UK General Data Protection Regulation (UK GDPR).

By engaging our services or using our website, you consent to the collection and use of your information as described in our Privacy Notice.

6. Marketing Communications

With your consent, we may send you information about products, services, and updates that may be of interest to you.
You may withdraw consent or opt out of marketing communications at any time by contacting us via email or post.

7. Third-Party Links and Services

Our website may contain links to third-party websites.
We are not responsible for the content, accuracy, or practices of external sites.
You should review their privacy policies and terms before providing personal information or engaging with their services.

We may also share your data with trusted third parties (such as Sense Network Ltd or product providers) in line with our Privacy Notice and regulatory obligations.

8. Limitation of Liability

While we aim to ensure all information provided is accurate and up-to-date, Fourtress Financial accepts no responsibility for any loss or damage arising from:

• Use or reliance on information on our website;

• Errors or omissions in advice where information provided by you was incomplete or inaccurate;

• Circumstances beyond our reasonable control.

Nothing in these Terms limits or excludes our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

9. Regulatory Status and Complaints

Fourtress Financial is a Trading Style of Temple Wealth Management Ltd is an appointed representative of Sense Network Limited, which is authorised and regulated by the Financial Conduct Authority.

If you are unhappy with our service, you can make a complaint by contacting us at:
📧 enquiries@fourtressfinancial.co.uk

If you remain dissatisfied, you have the right to refer your complaint to:
The Financial Ombudsman Service
Exchange Tower, London, E14 9SR
📞 0800 023 4567
🌐 www.financial-ombudsman.org.uk

10. Intellectual Property

All content, logos, and materials on our website are the property of Fourtress Financial or its licensors.
You may not reproduce, copy, or distribute any material from our website without prior written consent.

11. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales.
Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the English courts.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices, regulatory obligations, or services.
Any updates will be posted on our website with the date of the most recent revision clearly indicated.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:
📧 enquiries@fourtressfinancial.co.uk
📍 Fourtress Financial, Fareham Innovation Centre, Meteor Way, Lee on Solent, Hampshire, PO13 9FU