Protect Your Business’s Future -
At Fourtress Financial , we specialise in tailored Business Protection solutions that are designed to give you peace of mind, financial security, and the confidence to face tomorrow with certainty.
At Fourtress Financial , we specialise in tailored Business Protection solutions that are designed to give you peace of mind, financial security, and the confidence to face tomorrow with certainty.
We have spent the last eight years focusing specifically on business protection. In that time, we have helped over 3,000 business owners across the UK find the right cover.
Experience has taught us that most people find insurance jargon frustrating. We prefer to keep things simple. Our job is to give you honest advice so you can make a decision that actually protects your company. Whether you need to ensure the business stays in the right hands or you want to provide for your family through the company, we can help you work out the best route.
Protect your business against the financial impact of losing a key individual through death, terminal illness, or critical illness.
Safeguard your business finances if a key person is diagnosed with a serious illness such as cancer, stroke, or heart disease.
Provide funds to buy back shares if a shareholder dies or becomes critically ill, keeping control of the business in the right hands.
Plan ahead so your company can keep running smoothly if a key person is no longer able to work.
Cover outstanding business loans and financial commitments if a key person can no longer work.
Receive tailored recommendations based on your company’s unique structure, size, and financial goals.







❝ Extremely helpful and patient when setting up the four company policies. ❞ – Your Gaurdian Ltd
If you’re considering Key Person Insurance and want to know more, our FAQs cover the most common queries from business owners. From how much cover you might need to how quickly protection can start, we’ve answered it all to give you clarity and confidence.
This really depends on your circumstances. Think about how your business would be affected if you or another key person was unable to work for a long period due to illness or recovery. We’ll help you work out the right level of protection to keep your business secure.
Policies usually start at a minimum of 5 years and can run until retirement age (currently 68 in the UK). If you’re planning to sell your business within 10 years or have a 10-year business loan, then a 10-year policy may be suitable. If your circumstances change, you can cancel at any time without penalty. There’s no cash-in value — the cover simply ends.
The timeframe can vary depending on your circumstances. Where medical disclosures are required, insurers may need time to assess these before we can provide accurate pricing and present your options.
We’re here to help you protect what matters most. Reach out to us using the details below or send us a message — our team will respond promptly.
Book a free initial consultation with a Fourtress Financial adviser today.
Book a Call
Fareham Innovation Centre, Meteor Way, Lee-on-the-Solent, PO13 9FU

accounts@fourtressfinancial.co.uk

01329 562220

Mon - Fri: 9 AM - 5PM

01/10/2025
Small businesses often rely heavily on one or two individuals. Learn how Key Person Insurance can keep your company stable if the unexpected happens.

21/08/2025
It’s not just about protection—Key Person cover can also give lenders and investors the confidence to back your business. Discover how this insurance can help you scale.

16/09/2025
From underestimating risks to choosing the cheapest policy, we reveal the most common mistakes business owners make—and how to avoid them.


Thanks to Haydn for fully talking through the insurance options and explaining things to me clearly with no pressure to make an immediate decision. Information was sent through for me to look at in my own time, Haydn was available to answer any questions I had, a call back was arranged – all without any pressure to take a policy. All completed easily and pain free! Thank you Haydn.
