Fourtress Financial

Fareham Innovation Centre, Meteor Way, Lee-on-the-Solent, PO13 9FU

9am - 5pm Mon - Fri

01329 562220

Protect Your Business’s Future -

At Fourtress Financial , we specialise in tailored Business Protection solutions that are designed to give you peace of mind, financial security, and the confidence to face tomorrow with certainty.

About Us

We have spent the last eight years focusing specifically on business protection. In that time, we have helped over 3,000 business owners across the UK find the right cover.

Experience has taught us that most people find insurance jargon frustrating. We prefer to keep things simple. Our job is to give you honest advice so you can make a decision that actually protects your company. Whether you need to ensure the business stays in the right hands or you want to provide for your family through the company, we can help you work out the best route.

Key Person Insurance

Protect your business against the financial impact of losing a key individual through death, terminal illness, or critical illness.

Critical Illness Cover

Safeguard your business finances if a key person is diagnosed with a serious illness such as cancer, stroke, or heart disease.

Shareholder Protection

Provide funds to buy back shares if a shareholder dies or becomes critically ill, keeping control of the business in the right hands.

Business Continuity Planning

Plan ahead so your company can keep running smoothly if a key person is no longer able to work.

Business Loan Protection

Cover outstanding business loans and financial commitments if a key person can no longer work.

Relevant Life Insurance

Receive tailored recommendations based on your company’s unique structure, size, and financial goals.

    • Protection policies if cancelled, or premiums are stopped will cease cover.
    • Failure to disclose any requested or relevant information may adversely affect any future claims
    • At the end of the term selected, cover will cease and no further benefit will be payable
    • The present tax free treatment of the policy benefits may change
    • If this policy is to replace any existing policy offering the same type / level of cover, you must not cancel any existing policy until the new policy is in force.
    • Benefits may be reduced if you receive other regular income, such as salary or pension
    • The payment of any other payments i.e. sick pay, may have an impact on the benefits payable

We Work With The Best

We don’t just stick to one provider. Our team works with a wide range of well known UK insurers, including Aviva, Legal & General, and Royal London. This means we can compare different options to find the cover that actually fits your specific business structure.

Book a free initial consultation with a Fourtress Financial advisor today.

❝ Extremely helpful and patient when setting up the four company policies. ❞ –  Your Gaurdian Ltd 

Frequently Asked Questions

If you’re considering Key Person Insurance and want to know more, our FAQs cover the most common queries from business owners. From how much cover you might need to how quickly protection can start, we’ve answered it all to give you clarity and confidence.

How much cover should I choose?

This really depends on your circumstances. Think about how your business would be affected if you or another key person was unable to work for a long period due to illness or recovery. We’ll help you work out the right level of protection to keep your business secure.

How long does the policy last?

Policies usually start at a minimum of 5 years and can run until retirement age (currently 68 in the UK). If you’re planning to sell your business within 10 years or have a 10-year business loan, then a 10-year policy may be suitable. If your circumstances change, you can cancel at any time without penalty. There’s no cash-in value — the cover simply ends.

How quickly can I get a quote?

The timeframe can vary depending on your circumstances. Where medical disclosures are required, insurers may need time to assess these before we can provide accurate pricing and present your options.

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Contact Us

Get in Touch

We’re here to help you protect what matters most. Reach out to us using the details below or send us a message — our team will respond promptly.

Send Us a Message

Contact Form Demo

Book a free initial consultation with a Fourtress Financial adviser today.

Book a Call

Address

Fareham Innovation Centre, Meteor Way, Lee-on-the-Solent, PO13 9FU

Email

accounts@fourtressfinancial.co.uk


Phone

01329 562220


Working Hours

Mon - Fri: 9 AM - 5PM


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We Only Get 5 Star Reviews

What Our Clients Say About Us

Great from start to finish such a smooth process no pressure and explained everything in detail – i had a medical condition and they did all they can to make sure i could get cover without any hassle – superb effort from everyone at Best Protect





Alexy Petrov

Very happy with the service from beginning to end, I was not upsold anything I did not need, I was advised on the right policy to suit my current situation, which was in fact the cheaper policy they were offering. I received a friendly and professional service from both Sean and Katie, and I will absolutely recommend Best Protect to friends and family.


Mark Adam

Thanks to Haydn for fully talking through the insurance options and explaining things to me clearly with no pressure to make an immediate decision. Information was sent through for me to look at in my own time, Haydn was available to answer any questions I had, a call back was arranged – all without any pressure to take a policy. All completed easily and pain free! Thank you Haydn.

Rachel G

To View All Of Our Reviews Visit Our Trustpilot Page

Team Of Experts

Our team is working everyday to build a better world & help ensure you get the best services

Sean

Business Protection

Haydn

Business Protection Specialist

Katie

Business Protection

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